Product Value

MWR Value vs. Competitors’ Value
Regardless of what business you work, EVERYbody needs what we have.
If you earn money, a lot or a little, you need to keep some of it!
It’s not how much you make, it’s how much you keep!

MWR Financial makes it MUCH easier to keep a percentage of your income!

Monthly estimated values of MWR Financial services offered:
Monthly Value | Service
$79+ | CreditMAX Credit Restoration & Consulting – correct and increase credit score 50-150 points
$10+ | EquityMAX Debt Reduction – monthly plan of action to get out of debt fast
$30+ | MoneyMAX Tax Help, Taxbot Expense Tracking – budget and financial counseling
$50+ | WealthMAX Private Reserve Account – unlimited consultations with retirement experts
$169/Month Value for two spouses, so $169 x 2 = $338/Month!
Just ONE of these services could cost hundreds or thousands of dollars!
The $169 dollar amount is substantiated below.  (For thorough details of what’s included with each service above, click the “Services” tab on the menu at the top.)

Credit repair is only ONE of many services MWR offers, whereas the prices below cover ONLY credit repair!

Scott Becker, one of our team’s premier financial consultants, increased his credit score from 723 to 809 in 30 days, simply by following the simple 2 steps MWR Financial spells out for our members!

Becker Credit Score Increase1 190112Becker Credit Score Increase2 190112Becker Credit Score Increase3 190112Becker Credit Score Increase4 190112

Are you on the “Do Nothing” plan, America’s most popular credit score improvement program?

Even one late payment could decrease your credit score by as much as 110 points!  From Equifax:  “According to FICO data, a 30-day delinquency could cause as much as a 90- to 110-point drop on a FICO Score of 780 for a consumer who has never missed a payment on any credit account.  In comparison, a consumer with a 680 FICO Score and two late payments (a 90-day delinquency on a credit card account from two years ago and a 30-day delinquency on an auto loan from a year ago) would experience a 60- to 80-point drop after being hit with another 30-day delinquency.

It’s easy to spend hundreds of dollars per year on accurate tax guidance.  And for anyone who’s self-employed, it’s become a necessity to have a quality app that tracks expenses and mileage!

Tax/Expense Management Competitors ($5-$10/Month)
Taxbot, the first app listed here, is included with an MWR Financial membership! (The $10 price below is what it costs if you buy it directly from the publisher.)

First, most people are in very bad shape when it comes to money saved for retirement.  Second, of those who do have a retirement account with funds in it, they’re WAY behind in how much they need saved.  Third, the majority of people with a retirement account pay high fees and are limited on how much they can save yearly.  All of these statements are proven by the data below.

Bloomberg :  “Half of Older Americans Have Nothing in Retirement Savings
… the median household of those age 65 to 74 had about $148,000 saved, the equivalent of an inflation-protected annuity of $649 a month.”  “Social Security provides most of the income for about half of households age 65 and older,” the GAO said., Feb. 4, 2019“only 32% of Americans are investing in” a 401k.
The 401k is an employer-sponsored plan that allows you to save for retirement in a tax-sheltered way (up to $19,000 per year in 2019) to help maximize your retirement dollars.”  “While the 401k is one of the best available retirement saving options for many folks, only 32% of Americans are investing in one, according to the U.S. Census Bureau.  That is staggering given the number of employees who have access to one (59% of Americans, according to the BLS).

The Fees People Pay For Retirement Plans, Sep. 14, 2018:  “According to a survey from TD Ameritrade, 37% of people don’t believe they pay any 401(k) fees, 22% didn’t know about fees and 14% don’t understand how to determine what fees they pay.  Yet 95% of participants in 401(k) plans incur fees and charges.
A recent study by the Center for American Progress (CAP) found that the typical American worker who earns a median salary starting at age 25 will pay about $138,336 in 401(k) fees over their lifetime[That’s $2760/year, $230/month, for 50 years, but most people won’t keep a 401k for 50 years, so it’s actually much higher than $230/month!]  The cost is even greater for high-income earners.  These figures are reflective of average 401(k) fees, which CAP estimates to be approximately 1% of total plan assets.  Another study found that 401(k) participants pay an average all-in fee of 2.22% of their assets, but that there is a wide range between 0.2% and 5%.”  “Yale University researchers say that anything above 1% is a rip-off., April 6, 2015:  “The typical 401(k) plan charges 1% of assets managed.  Over a worker’s lifetime, this can add up to hundreds of thousands of dollars., March 28, 2019:  People pay 1% or more annually, with “a flat fee of $1,500 to $2,500 for the one-time creation of a full financial plan, or 1% to 2% of assets under management for ongoing portfolio management.”  “The average AUM (assets under management) fee for a $50,000 account is 1.18%, or $590 a year [$50/month].”, Updated March 28, 2017:  “The average equity mutual fund charges around 1.3%-1.5%but can be “as high as 2% or more for active specialty strategies.

We have a critical solution for the 41% of Americans who don’t have access to a 401k, the 27% who do but aren’t using it, and many of the 32% who do use it but aren’t getting a good ROI (return on investment) or are getting hammered by fees!  And for anyone who wants to save more than the $1583/month maximum 401k contribution allowed (“$19,000 per year” quoted above), we have a solution for them, too!

WEALTHMAX:  The Power of Our Self-Banking P.R.A. (63 min.)
We have the clearest, simplest, least-riskiest path to building a retirement fund!  It’s explained in detail right here in this video:

Disclaimer:  Content provided on this site is for informational purposes only and should not be considered legal or tax advice.  No guarantee is stated nor implied that your results will be similar to anything shown here.  Results vary based on many factors including your credit history and motivation to follow our program.

Remember, the service cost of $80/month covers both spouses, so it’s really twice the value:  $40/month each!

Joining MWR is a breeze!  If you are a salaried employee and go through our Instant Pay Raise steps, you should have more than enough extra income to cover the cost to join MWR.
$80 ($79.97) Monthly Membership Cost
$40 Monthly Rep Cost
+$99 Annual Fee
$220 Total Enrollment Cost Including First Month

To enroll, go to, where the username is given to you by the person who sent you here.  Then click “JOIN NOW” at the top right.  Then make sure “Financial Consultant” and “Financial Edge” are both checked.  The rest is self-explanatory and simple.

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